Tag: sydney

F.I.R.E., Life Hacks, More experienced Investors, New To Finance, Novels and Creative Writing, politics, Review, Uncategorised, Uncategorized

15% off Store Wide

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Announcement:

There’s a 15% off sale store wide on my Etsy store Photocardsbeauty for the next week!

These cards are to write messages from your heart into and send to people you cherish.

It should come up automatically, but if it doesn’t just use the code AUTUMNSALE20 (yes, I live in Australia where it’s the end of the summer).

The link is in the ribbon above, OR here’s another link:

https://photocardbeauty.etsy.com

Happy shopping!

F.I.R.E., Life Hacks, More experienced Investors, New To Finance, Review, Uncategorised, Uncategorized

Review: Atomic Habits by James Clear

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Love London Real because of the depth of the conversation and the interesting questions that he asks.

I love to listen to inspirational youtube videos. The ones I like aren’t the ones that promise to make you the ‘world’s greatest’ or give you unattainable or grandiose, hyperbolic dreams of success.

The ones I like are the videos that contain processes that can lead you step by step to success through doing small regular actions.

I like to watch people who use words like productive, practice, regular, continual, growing, meaningful, contributory, valued, asset, creative, progress.

I like videos that talk about the aggregation of small gains.

That’s exactly what James Clear talks about.

Small daily habits that can literally change your life, and how to go about making them and putting them into place.

Love this guy for the science he puts into his work. Warning: lots of advertisements.

My husband and I decided to get into a really good savings habit.

One of the things we saved for was our wedding. We got married during COVID lockdowns, so we never had a party.

We saved $50 per week for several years, and we ended up with our party.

The aggregation of small gains meant that we had enough in our ‘party’ bank account to pay for gifts for our guests, as well as a wonderful lunch with trays of food for everyone to take home.

We are so blessed to have people like James Clear on our radar teaching us how to do well.

We’ve reduced our spending on the ‘party’ account now that the wedding is over to $50 per fortnight.

Now we’re saving $50 per fortnight for an amazing new flute for me (as well as all the other stuff like investments, property, etc).

Thanks for reading my blog! I love putting money into future good!

Please note: there are no affiliate links in this blog, and I don’t get any income from the owners of the website’s links I’ve put here. They are all businesses I either use or respect.

F.I.R.E., More experienced Investors, New To Finance, Uncategorised, Uncategorized

Savings Trick for Pattern-ish Peoples

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Are you a lover of patterns and numbers?

Fibonacci fun

https://www.bbc.co.uk/programmes/b008ct2j

Golden Mean grins

http://www.csun.edu/~lmp99402/Math_Art/Golden%20Mean/golden_mean2.html

Times-tables totally terrific

Here is one simple action I do to trick myself into locking more money into savings:

Make the numbers in your savings accounts line up in a row.

Here’s what I mean, I use a notice saver account which means that I can’t access my savings for a minimum of 30 days no matter how many shiny things I want to buy.

This very neatly prevents me from buying shiny things.

About 2-3 days after arranging a transfer, I nearly always think twice about buying the shiny, shiny, stuff and cancel it. Ka-ching!

I try to add money to this account every single week, even if it’s only $1.

The way I trick myself into saving more, is by adding (say) $5 to each account, and then remembering how much I Love it when the numbers go in a row.

Isn’t it fun-ner to see a savings account at $8, 722.22 rather than $8, 714.37?

I think it’s waaaaaay better when the numbers all go in a row. It makes me happy.

And then, because you’re putting money in but not taking money out, the numbers go Up as well.

So not only do you have a cool number pattern, you’re also putting money into savings and increasing your wealth base.

Awesome!

All you do, is grab a calculator, and put enough money into the account so that the last four digits go in a row (eg $8, 714.37 would increase by $7.85 to make $8, 722.22).

Generally this will cost you no more than $11.12 per account, and when they’re all orderly and delicious, you’re going to feel really good.

Good luck and happy savings 🙂

…………………………………………………………………

By reading this blog, you agree that you read it under your own risk, and Gill’s Practical Bookkeeping is in no way responsible for any harm or prejudice to yourself, your business, or any fictional examples above.

I am not a financial advisor. I do not have an AFSL. I am a chick who likes to read, think, write, and has access to google. You should treat this blog with the same seriousness that you would treat anyone whose main qualification is access to google. This blog is for entertainment purposes only. It’s a little like watching The Good Place for nerds or artists.

Anything you take from this blog is your responsibility. Nothing in this blog, even if you are mentioned by name, address, and telephone number, pertains to your personal situation. Anything you agree with, or disagree with, you are welcome to comment on, but your opinions belong to you. You are responsible for your comments. If they are offensive, I will remove them.

F.I.R.E., Life Hacks, More experienced Investors, New To Finance

What does it take to build a business?

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Brene Brown says ‘if you’re not in the arena, participating, don’t you dare stand on the sidelines and put me down’. Tough words—basically if you haven’t got any skin in the game you haven’t got any authority to criticize.

I just watched two speakers pitch their businesses through Sydney City Council. Both speakers had the drive and creativity to reach at least $2 million in revenue. Despite being at the beginning of their potential, both businesses had already raised as much revenue as the median Australian earns in 40 years of work.

So what does it take to build a business?

The median sole trader earns around $10 000 per year of income (abs.gov.au). Yet in Australia’s $2.5 trillion economy there are many small to medium businesses that earn much more than that.

So how do you get from averaging $10 000 to $2 million+?

I don’t know how. I’ve not been able to do that, yet.

But I do know some things that don’t work:

  • Law-of-Attraction or prayer—being a good person and living mindfully is one thing, but if you pray to win the lottery instead of putting the work into a business plan, you’re not going to get much out of it besides a gambling addiction.
  • Pessimism and deciding you’ve failed before you’ve begun. Again, great to take criticism and feedback on board, but despair and defeated-ness are definitely not winners.
  • Refusing to listen to feedback—ask your customers what they think of your product
  • Basing your product entirely on what other people ask for—Henry Ford said “if I had asked people what they wanted they would’ve told me to breed faster horses”.
  • Charging by the hour for your own work. It’s not scalable. Even if you earn $100 per hour, you will never make the return on investment that you would if you had a scalable product.

Let me know your thoughts in the comments below 🙂

References:

www.abs.gov.au

www.austrade.gov.au

https://www.cityofsydney.nsw.gov.au/talks-courses-workshops/visiting-entrepreneur-program

https://www.haymarkethq.com/

https://brenebrown.com/

…………………………………………………………………

By reading this blog, you agree that you read it under your own risk, and Gill’s Practical Bookkeeping is in no way responsible for any harm or prejudice to yourself, your business, or any fictional examples above.

I am not a financial advisor. I do not have an AFSL. I am a chick who likes to read, think, write, and has access to google. You should treat this blog with the same seriousness that you would treat anyone whose main qualification is access to google. This blog is for entertainment purposes only. It’s a little like watching The Good Place for nerds or artists.

Anything you take from this blog is your responsibility. Nothing in this blog, even if you are mentioned by name, address, and telephone number, pertains to your personal situation. Anything you agree with, or disagree with, you are welcome to comment on, but your opinions belong to you. You are responsible for your comments. If they are offensive, I will remove them.

Beauty
F.I.R.E., Life Hacks, Review, Uncategorised

Review: Derek Dammers Youtube Channel from a Marketing Perspective

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On Derek Dammers’ youtube channel, he’s fishing both for living humans and living fish. He’s a salary man, who fishes in his spare time, and is slowly turning his favourite hobby into a business. He has fished for forty years around the harbour, rivers, and lakes of Sydney. He’s an extremely technical person, and a bit of perfectionist. He’s also patient and quite gentle, which makes him a good teacher.

Here are some of the great things he’s done:

  • Visual acuity and slow motion. This channel is perfect for visual learners. Anyone who wants to watch again and again and again to perfect their casting technique can.
  • Beautiful settings and surrounds. Each of these videos is shot in areas of great beauty both formed by humans and natural.
  • Short Videos. The longest video is 40 seconds long. This succinctness means that there is no superfluous information and you never waste your time watching.
  • Thoughtfulness of shooting and subject. If you’re looking to improve your physical know-how, this is a great way to do it. He’s really thought about how to teach, and what to teach, and he’s done a good job.

Here are some of the things he could improve:

  • Not everyone is a visual learner. Some people need to hear a story, or might need words to understand what you’re doing.
  • Credentials. Derek is a teacher, trying to set up a business as a teacher, but he’s establishing his credentials as an expert, rather than a teacher.
  • Accesibility. If you’re trying to teach beginners, or less experienced fishermen, they’re not necessarily going to understand what you’re doing right, and what they’re doing wrong

Suggestions:

  • Add a couple of 2-minute videos explaining what’s happening in the short videos
  • Put up student testimonials, and videos of lesson before and afters
  • Do a beginners series for those going fishing for the first time
  • Embed a button in each video with a Call To Action leading to what you’re selling

Overall, a great channel for anyone who wants to learn fly fishing or anyone who wants to see some great photos and videos of Sydney Harbour.

Check it out: https://www.youtube.com/channel/UCEc6ld_-5SihhuXYn0o57wQ

…………………………………………………………………

By reading this blog, you agree that you read it under your own risk, and Gill’s Practical Bookkeeping is in no way responsible for any harm or prejudice to yourself, your business, or any fictional examples above.

I am not a financial advisor. I do not have an AFSL. I am a chick who likes to read, think, write, and has access to google. You should treat this blog with the same seriousness that you would treat anyone whose main qualification is access to google. This blog is for entertainment purposes only. It’s a little like watching The Good Place for nerds or artists.

Anything you take from this blog is your responsibility. Nothing in this blog, even if you are mentioned by name, address, and telephone number, pertains to your personal situation. Anything you agree with, or disagree with, you are welcome to comment on, but your opinions belong to you. You are responsible for your comments. If they are offensive, I will remove them.