F.I.R.E., Life Hacks, More experienced Investors, New To Finance, Uncategorised, Uncategorized

Plenty of Honey in my Cupboard (Part 2 of 3)

How to get honey in the cupboard and things that are real honey instead of fake honey

  • Real honey: touch. Sit with your partner and massage his hands, feel happy about the physical touch time. Let your partner touch your back and your hands and spend time just talking and touching and hugging
  • Real honey: conversation. Spend time ringing and speaking to friends, past and present. Spend time speaking your heart and listening to them speak their heart. Listen.
  • Real honey: exercise. Spend time building your muscles, strength, balance, flexibility, and cardio ability.
  • Real honey: rest and sleep. You need to rest and sleep each night. Ask for vitality and calm productivity. At least one day per week should be at home pottering around and resting/cleaning etc.
  • Real honey: nature. Spending time outside in nature is physiologically good for us.
  • Real honey: creativity. Spending time doing creative stuff is real honey. This could include creative things which you can use to make money.
  • Real honey: mindfulness and inspiration. I like James Clear, Robin Sharma (the less egoic videos), Thich Nhaht Hanh, Brene Brown, Paula Pant, Andrew Hallam, Bill Gates and many more. I also like to meditate and be mindful.
  • Real honey: Kindness. When you do nice things for someone you feel good.
  • Real honey: virtue. Do things that are virtuous and you feel good. If in doubt, read an Old Fashioned Girl Louisa May Alcott or Tell me if the Lovers are Losers by Cynthia Voigt.
  • Real honey: savings. Having savings in the bank is real good honey. I don’t feel right if I don’t increase my savings by a little each week (increased by around $33 this week to a total of nearly $46k).
  • Real honey: satisfying food. Yes this includes animal products for me, also vegetables, fruits, vinegar, fermented foods, and sweet forbidden carbs.
  • Real honey: supplements. I take lots of supplements, and they help me feel healthy and safe.
  • Real honey: learning and teaching. This is the best.
  • Real honey: charity. Give to charity. Volunteer. It feels damn good to build up the community that supports you. And pay your taxes. We all like the Doctors to be paid, the sewer to run, the curbs to be maintained, and the poor people to have income.
  • Real honey: confront your demons and learn about hard stuff. A book on my current to-read list: http://www.katemanne.net/down-girl.html
F.I.R.E., Life Hacks, More experienced Investors, New To Finance, Uncategorised, Uncategorized

Beyond Barefoot: Five Great Books About Investment and Money:

The Barefoot Investor By Scott Pape is a great book. So what’s next on the to-read list?

Quit Like A Millionaire by Kristy Shen and Bryce Leung

What year are you going to retire? Is it the year you turn 31 like these two? This book covers Kirsty’s journey from living on 33c per day to being a millionaire—just like the title says, no gimmicks, luck or trust fund included.

Smell the roses

The Richest Man in Babylon by George S. Classon

Do you have the soul of a free man or a slave? Are you willing to do what it takes to start your purse to fattening? And what is the benefit of working hard and saving money anyway? These simple fables share timeless wisdom about investment and personal growth; they’re as relevant today as they were in ancient Babylon. Best $10 I ever spent.

See the big picture

Making Money Made Simple by Noel Whittaker

What should an Australian know to gather wealth? What are the principles of investing? Noel Whittaker has an AFSL and has been writing on money in Australia for longer than I’ve been alive. This guy knows his stuff; he’s credible and experienced. Check out his other titles for extra info. 

Get inspired

Millionaire Teacher by Andrew Hallam

Another 30 year old millionaire. This guy was a teacher, who learned about compound interest and decided to put it to work. He paid of his entire student debt within two years of graduating and had investments equal to one million dollars soon after that. His simple, no-nonsense style is appealing and his life story is inspiring.

Re-invent yourself

Banker to the Poor by Muhammad Yunus

What are you going to do to make the world a better place? What mark are you going to leave? Muhammad Yunus has brought more people out of poverty than any individual I can think of except Bill Gates. He started Grameen bank which lends as little as 8c to people in desperate need. He started a social movement in Bangladesh that has spread all over the world. A very inspiring read, and he has many other titles which teach people how to build social business and how to combine capitalism and community to help society.

Support the system that supports you. Photo by Pixabay on Pexels.com
F.I.R.E., Life Hacks, More experienced Investors, New To Finance, Review, Uncategorised

Three things I’ve learned from Paula Pant’s Afford Anything

How do you take a philosophy, and a methodology of thinking, and turn it into a business?

Paula Pant has done it with Afford Anything.

She is a woman of colour, an entrepreneur, and a kick-ass lady. But her most important asset is that she likes to think, and she likes to learn.

www.affordanything.com

From Paula, I’ve learned

Small, repeated actions add up to big results. Listening to Afford Anything got me thinking about savings and investments. That got me searching for ways I can do that to fit my lifestyle. Paula says focus on the process rather than the outcome .

What I came up with is twice per month, once after my pay and once after my interest comes in, I make all the numbers in my savings accounts line up in a row. (Savings Account 1: $6222, Savings Account 2: $7222 etc). This has the effect of adding an extra $22.19 here, and an extra $7.54 there, which makes the total go up higher than it would by just adding $300 per month.

And my inner child loves seeing all the numbers add up in a row.

Relationships are more important than stuff.  In this blog, Paula talks about how one of the best ways to heal trauma is to connect with other mammals and focus on building relationships.

That is one of the lessons of my life already. Friends, relationships, family, and caring about people has enriched my life inexpressibly. Having friends involves some simple repeated actions and being kind.

Something I do, is that my teacher buddies and I have coffee together during the school holidays. I initiate one text every school holidays, and if we’re free enough, we catch up.

And my social-self loves having stable, loving friendships.

Look at what other people are doing well, and do that. Paula speaks to people who are interesting and who also think. She’s a thinking person who talks to people who think.  I love this so much.

My little brain just goes “Yaaaaaay” any time she has someone new on her podcast. I’ve bought so many books after listening to the people on her blog. Currently reading: Andrew Hallam, Millionaire Teacher because of listening to her show.

Something else she does really well is having a variety of reader cases (you can ask your questions) with regular guests, and completely new guests and ideas.

…………………………………………………………………

By reading this blog, you agree that you read it under your own risk, and Gill’s Practical Bookkeeping is in no way responsible for any harm or prejudice to yourself, your business, or any fictional examples above.

I am not a financial advisor. I do not have an AFSL. I am a chick who likes to read, think, write, and has access to google. You should treat this blog with the same seriousness that you would treat anyone whose main qualification is access to google. This blog is for entertainment purposes only. It’s a little like watching The Good Place for nerds or artists.

Anything you take from this blog is your responsibility. Nothing in this blog, even if you are mentioned by name, address, and telephone number, pertains to your personal situation. Anything you agree with, or disagree with, you are welcome to comment on, but your opinions belong to you. You are responsible for your comments. If they are offensive, I will remove them.

F.I.R.E., Life Hacks, Novels and Creative Writing, politics

Labour Day: Three poems about corporate life

Poem 1:

Late in the evening, I lean against the window of the train, 

Warmed by the glancing bands of sunset.

The train is cold, full of suited prospectors on their phones

Panning for a better tomorrow.


The clean thought lines of my day stretch behind me.

This evening? Hungry managers have eaten my time,

I know I’ll be working.


I can taste the freedom that the gold I am earning will give me.

I can hear the music of my portfolio growing. 

I can sense the shining nuggets hidden in the shallow stream, 

The pyrite turning up in my pan just spurs me on.

Just one more step. Just one more push. Just one more day.

Tomorrow.

Poem 2:

I’m proud of my life. Hard work is a challenge

Accepted and met.

But my body, my creativity–the tiny joyfilled child my soul recognises,

My companions, my capacity for bliss,

Are waiting.

They live in an imaginary future.

Filled with time.

Sunday afternoon the sun slants across the surface of the desk.

Bound by duty, responsibilities call out to me.

I’m caught, trapped, in a net of obligations.

Time my most precious asset, spent devoted to financing

Someone else’s children.

Poem 3:

This night is deep and full of strange noises–

Bats crying out, the creak of a branch scraping

Against the balcony railing, soft murmers of sleep.

Spirit rises up within as my relaxed body awakens–

Joyfull, alert, alive, vibrating with life force,

Almost– not quite– time for my alarm.


Later, dressed and ready, coffeed, combed, and smoothed,

I trundle my body towards the 9am meeting,

Glad when my bosses look at me and say

That’s right, Gill. 40 hours per week.

A fair days work for a fair days pay.

Happy Labour Day Everyone

…………………………………………………………………

By reading this blog, you agree that you read it under your own risk, and Gill’s Practical Bookkeeping is in no way responsible for any harm or prejudice to yourself, your business, or any fictional examples above.

I am not a financial advisor. I do not have an AFSL. I am a chick who likes to read, think, write, and has access to google. You should treat this blog with the same seriousness that you would treat anyone whose main qualification is access to google. This blog is for entertainment purposes only. It’s a little like watching The Good Place for nerds or artists.

Anything you take from this blog is your responsibility. Nothing in this blog, even if you are mentioned by name, address, and telephone number, pertains to your personal situation. Anything you agree with, or disagree with, you are welcome to comment on, but your opinions belong to you. You are responsible for your comments. If they are offensive, I will remove them.

F.I.R.E., Life Hacks, politics, Uncategorised

Free speech in Australia.

I was having a conversation with the adonis who I train with recently. He was talking about how we have freedom of the press and freedom of speech in Australia, and how that was great.

I was interested in this because I disagree that we currently have those freedoms.

Change is possible

Yes, I’m aware of the irony of sitting in a comfortable Sydney home, on the internet, writing that we don’t have freedom of speech or freedom of the press in Australia.

This week Australia’s High Court made a decision that means that any company in Australia that has an internet presence, is liable for the comments on their social media accounts or website.  

One of the consequences of this is that ordinary people who do try to speak out about things going wrong may well be moderated out of the discourse.

Australia updated secrecy laws in 2018, making it illegal to talk about certain things, either in Australia or overseas (if you’re interested, read part 5.6 of the federal Criminal Code (1995)).

This year Australia appointed a High Court judge Justice Simon Steward who stated that freedom of speech and freedom of political communication are not “settled law”.

This is part of a long term trend in Australia to pass laws that punish or criminalize people for having opinions, exposing government wrongdoing, and speaking out in the public interest.

So? What can you do?

Here’s the problems, what are the solutions?

  • Write to your local member, asking for more political freedoms and asking them to uphold your right to political communication and freedom of speech
  • Write a blog post about your thoughts
  • Write something on social media about freedom of speech in Australia, tag your local member, the Attorney General’s Department and the federal parliament
  • Write to the editor of your favourite newspaper
  • Read and share blog posts like this one
  • Participate in public discourse– bring it up at dinner, bring it up at a public forum, talk about what’s going on
  • Start or sign a petition asking for change asking for the right to protest.
  • Start a T-shirt Campaign
  • Make Art about it
  • Write a story about it
  • Express yourself through poetry
  • Make some rocking music
  • Put your thoughts into photos
  • Meditate on healing the world
  • Send good wishes into the lives of other people
  • Connect with people in your community so that we can lift the cohort
  • Get a qualification or do a short course to keep yourself fresh and keep your brain working
  • Meditate on having love in your heart
  • Learn a language
  • Become F.I.R.E so you’re not a slave to a job any more.

It might not think that these will change things politically, but every time you lift yourself out of fatalistic, nihilistic depression, you remind yourself of the truth:

You have power. You have creativity. You can do something. Change is possible.

Remember: Always be kind.

…………………………………………………………………

This blog is fiction. By reading this blog, you agree that you read it under your own risk, and Gill’s Practical Bookkeeping is in no way responsible for any harm or prejudice to yourself, your business, or any fictional examples above.

I am not a financial advisor. I do not have an AFSL. I am a chick who likes to read, think, write, and has access to google. You should treat this blog with the same seriousness that you would treat anyone whose main qualification is access to google. This blog is for entertainment purposes only. It’s a little like watching The Good Place for nerds or artists.

Anything you take from this blog is your responsibility. Nothing in this blog, even if you are mentioned by name, address, and telephone number, pertains to your personal situation. Anything you agree with, or disagree with, you are welcome to comment on, but your opinions belong to you. You are responsible for your comments. If they are offensive, I will remove them.