Here is one simple action I do to trick myself into locking more money into savings:
Make the numbers in your savings accounts line up in a row.
Here’s what I mean, I use a notice saver account which means that I can’t access my savings for a minimum of 30 days no matter how many shiny things I want to buy.
This very neatly prevents me from buying shiny things.
About 2-3 days after arranging a transfer, I nearly always think twice about buying the shiny, shiny, stuff and cancel it. Ka-ching!
I try to add money to this account every single week, even if it’s only $1.
The way I trick myself into saving more, is by adding (say) $5 to each account, and then remembering how much I Love it when the numbers go in a row.
Isn’t it fun-ner to see a savings account at $8, 722.22 rather than $8, 714.37?
I think it’s waaaaaay better when the numbers all go in a row. It makes me happy.
And then, because you’re putting money in but not taking money out, the numbers go Up as well.
So not only do you have a cool number pattern, you’re also putting money into savings and increasing your wealth base.
All you do, is grab a calculator, and put enough money into the account so that the last four digits go in a row (eg $8, 714.37 would increase by $7.85 to make $8, 722.22).
Generally this will cost you no more than $11.12 per account, and when they’re all orderly and delicious, you’re going to feel really good.
Good luck and happy savings 🙂
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I am not a financial advisor. I do not have an AFSL. I am a chick who likes to read, think, write, and has access to google. You should treat this blog with the same seriousness that you would treat anyone whose main qualification is access to google. This blog is for entertainment purposes only. It’s a little like watching The Good Place for nerds or artists.
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John and Julie Gottman have been helping couples heal in relationships and researching good relationships since the 1970’s.
It started with John realizing he had a crummy love life.
He would date women, but they just kept leaving him. Duh Dong.
Eventually he decided to get some data into what good relationships look like, and how to be in one.
Fast forward over 50 years and he’s happily married to Julie and his research team can predict with 98% accuracy if a couple will still be together in 5 years after a 1 hour conversation.
When he married Julie, in the 1980’s she said, ‘So John, when are you going to start telling people about this good relationship stuff?’ John was like ‘Huh?’ Lol.
Over time they’ve developed a model for good relationships called The Sound Relationship House and a series of short courses that you can do online through www.gottman.com or in person in Australia through https://relationshipinstitute.com.au/ My husband and I did their two day course, and some of their short courses, and they’re very good.
They’ve also got a whole mess of books and posters and info-graphics and card decks, you name it, available online through sites like www.amazon.com or though local bookstores like www.booktopia.com.au (search term: gottman).
How to get honey in the cupboard and things that are real honey instead of fake honey
Real honey: touch. Sit with your partner and massage his hands, feel happy about the physical touch time. Let your partner touch your back and your hands and spend time just talking and touching and hugging
Real honey: conversation. Spend time ringing and speaking to friends, past and present. Spend time speaking your heart and listening to them speak their heart. Listen.
Real honey: exercise. Spend time building your muscles, strength, balance, flexibility, and cardio ability.
Real honey: rest and sleep. You need to rest and sleep each night. Ask for vitality and calm productivity. At least one day per week should be at home pottering around and resting/cleaning etc.
Real honey: creativity. Spending time doing creative stuff is real honey. This could include creative things which you can use to make money.
Real honey: mindfulness and inspiration. I like James Clear, Robin Sharma (the less egoic videos), Thich Nhaht Hanh, Brene Brown, Paula Pant, Andrew Hallam, Bill Gates and many more. I also like to meditate and be mindful.
Real honey: Kindness. When you do nice things for someone you feel good.
Real honey: savings. Having savings in the bank is real good honey. I don’t feel right if I don’t increase my savings by a little each week (increased by around $33 this week to a total of nearly $46k).
Real honey: satisfying food. Yes this includes animal products for me, also vegetables, fruits, vinegar, fermented foods, and sweet forbidden carbs.
Real honey: supplements. I take lots of supplements, and they help me feel healthy and safe.
Real honey: learning and teaching. This is the best.
Real honey: charity. Give to charity. Volunteer. It feels damn good to build up the community that supports you. And pay your taxes. We all like the Doctors to be paid, the sewer to run, the curbs to be maintained, and the poor people to have income.