F.I.R.E., Life Hacks, More experienced Investors, New To Finance, Review, Uncategorised, Uncategorized

Review: Atomic Habits by James Clear

Love London Real because of the depth of the conversation and the interesting questions that he asks.

I love to listen to inspirational youtube videos. The ones I like aren’t the ones that promise to make you the ‘world’s greatest’ or give you unattainable or grandiose, hyperbolic dreams of success.

The ones I like are the videos that contain processes that can lead you step by step to success through doing small regular actions.

I like to watch people who use words like productive, practice, regular, continual, growing, meaningful, contributory, valued, asset, creative, progress.

I like videos that talk about the aggregation of small gains.

That’s exactly what James Clear talks about.

Small daily habits that can literally change your life, and how to go about making them and putting them into place.

Love this guy for the science he puts into his work. Warning: lots of advertisements.

My husband and I decided to get into a really good savings habit.

One of the things we saved for was our wedding. We got married during COVID lockdowns, so we never had a party.

We saved $50 per week for several years, and we ended up with our party.

The aggregation of small gains meant that we had enough in our ‘party’ bank account to pay for gifts for our guests, as well as a wonderful lunch with trays of food for everyone to take home.

We are so blessed to have people like James Clear on our radar teaching us how to do well.

We’ve reduced our spending on the ‘party’ account now that the wedding is over to $50 per fortnight.

Now we’re saving $50 per fortnight for an amazing new flute for me (as well as all the other stuff like investments, property, etc).

Thanks for reading my blog! I love putting money into future good!

Please note: there are no affiliate links in this blog, and I don’t get any income from the owners of the website’s links I’ve put here. They are all businesses I either use or respect.

F.I.R.E., Life Hacks, More experienced Investors, New To Finance, Review, Uncategorised

Three things I’ve learned from Paula Pant’s Afford Anything

How do you take a philosophy, and a methodology of thinking, and turn it into a business?

Paula Pant has done it with Afford Anything.

She is a woman of colour, an entrepreneur, and a kick-ass lady. But her most important asset is that she likes to think, and she likes to learn.


From Paula, I’ve learned

Small, repeated actions add up to big results. Listening to Afford Anything got me thinking about savings and investments. That got me searching for ways I can do that to fit my lifestyle. Paula says focus on the process rather than the outcome .

What I came up with is twice per month, once after my pay and once after my interest comes in, I make all the numbers in my savings accounts line up in a row. (Savings Account 1: $6222, Savings Account 2: $7222 etc). This has the effect of adding an extra $22.19 here, and an extra $7.54 there, which makes the total go up higher than it would by just adding $300 per month.

And my inner child loves seeing all the numbers add up in a row.

Relationships are more important than stuff.  In this blog, Paula talks about how one of the best ways to heal trauma is to connect with other mammals and focus on building relationships.

That is one of the lessons of my life already. Friends, relationships, family, and caring about people has enriched my life inexpressibly. Having friends involves some simple repeated actions and being kind.

Something I do, is that my teacher buddies and I have coffee together during the school holidays. I initiate one text every school holidays, and if we’re free enough, we catch up.

And my social-self loves having stable, loving friendships.

Look at what other people are doing well, and do that. Paula speaks to people who are interesting and who also think. She’s a thinking person who talks to people who think.  I love this so much.

My little brain just goes “Yaaaaaay” any time she has someone new on her podcast. I’ve bought so many books after listening to the people on her blog. Currently reading: Andrew Hallam, Millionaire Teacher because of listening to her show.

Something else she does really well is having a variety of reader cases (you can ask your questions) with regular guests, and completely new guests and ideas.


By reading this blog, you agree that you read it under your own risk, and Gill’s Practical Bookkeeping is in no way responsible for any harm or prejudice to yourself, your business, or any fictional examples above.

I am not a financial advisor. I do not have an AFSL. I am a chick who likes to read, think, write, and has access to google. You should treat this blog with the same seriousness that you would treat anyone whose main qualification is access to google. This blog is for entertainment purposes only. It’s a little like watching The Good Place for nerds or artists.

Anything you take from this blog is your responsibility. Nothing in this blog, even if you are mentioned by name, address, and telephone number, pertains to your personal situation. Anything you agree with, or disagree with, you are welcome to comment on, but your opinions belong to you. You are responsible for your comments. If they are offensive, I will remove them.