Love London Real because of the depth of the conversation and the interesting questions that he asks.
I love to listen to inspirational youtube videos. The ones I like aren’t the ones that promise to make you the ‘world’s greatest’ or give you unattainable or grandiose, hyperbolic dreams of success.
The ones I like are the videos that contain processes that can lead you step by step to success through doing small regular actions.
I like to watch people who use words like productive, practice, regular, continual, growing, meaningful, contributory, valued, asset, creative, progress.
I like videos that talk about the aggregation of small gains.
Small daily habits that can literally change your life, and how to go about making them and putting them into place.
Love this guy for the science he puts into his work. Warning: lots of advertisements.
My husband and I decided to get into a really good savings habit.
One of the things we saved for was our wedding. We got married during COVID lockdowns, so we never had a party.
We saved $50 per week for several years, and we ended up with our party.
The aggregation of small gains meant that we had enough in our ‘party’ bank account to pay for gifts for our guests, as well as a wonderful lunch with trays of food for everyone to take home.
We are so blessed to have people like James Clear on our radar teaching us how to do well.
We’ve reduced our spending on the ‘party’ account now that the wedding is over to $50 per fortnight.
Thanks for reading my blog! I love putting money into future good!
Please note: there are no affiliate links in this blog, and I don’t get any income from the owners of the website’s links I’ve put here. They are all businesses I either use or respect.
Here is one simple action I do to trick myself into locking more money into savings:
Make the numbers in your savings accounts line up in a row.
Here’s what I mean, I use a notice saver account which means that I can’t access my savings for a minimum of 30 days no matter how many shiny things I want to buy.
This very neatly prevents me from buying shiny things.
About 2-3 days after arranging a transfer, I nearly always think twice about buying the shiny, shiny, stuff and cancel it. Ka-ching!
I try to add money to this account every single week, even if it’s only $1.
The way I trick myself into saving more, is by adding (say) $5 to each account, and then remembering how much I Love it when the numbers go in a row.
Isn’t it fun-ner to see a savings account at $8, 722.22 rather than $8, 714.37?
I think it’s waaaaaay better when the numbers all go in a row. It makes me happy.
And then, because you’re putting money in but not taking money out, the numbers go Up as well.
So not only do you have a cool number pattern, you’re also putting money into savings and increasing your wealth base.
Awesome!
All you do, is grab a calculator, and put enough money into the account so that the last four digits go in a row (eg $8, 714.37 would increase by $7.85 to make $8, 722.22).
Generally this will cost you no more than $11.12 per account, and when they’re all orderly and delicious, you’re going to feel really good.
Good luck and happy savings 🙂
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By reading this blog, you agree that you read it under your own risk, and Gill’s Practical Bookkeeping is in no way responsible for any harm or prejudice to yourself, your business, or any fictional examples above.
I am not a financial advisor. I do not have an AFSL. I am a chick who likes to read, think, write, and has access to google. You should treat this blog with the same seriousness that you would treat anyone whose main qualification is access to google. This blog is for entertainment purposes only. It’s a little like watching The Good Place for nerds or artists.
Anything you take from this blog is your responsibility. Nothing in this blog, even if you are mentioned by name, address, and telephone number, pertains to your personal situation. Anything you agree with, or disagree with, you are welcome to comment on, but your opinions belong to you. You are responsible for your comments. If they are offensive, I will remove them.
Want to find out 10 careers with a median income over 70K that you can do without a four year degree?
The only one different that I know of in Australia as the Registered Nurse– In Au you need a 4 year degree. Enrolled Nurses have a 2 year diploma in Australia.
Gill's Practical Bookkeeping 