F.I.R.E., Life Hacks, More experienced Investors, New To Finance, Review, Uncategorised

Three things I’ve learned from Paula Pant’s Afford Anything

How do you take a philosophy, and a methodology of thinking, and turn it into a business?

Paula Pant has done it with Afford Anything.

She is a woman of colour, an entrepreneur, and a kick-ass lady. But her most important asset is that she likes to think, and she likes to learn.

www.affordanything.com

From Paula, I’ve learned

Small, repeated actions add up to big results. Listening to Afford Anything got me thinking about savings and investments. That got me searching for ways I can do that to fit my lifestyle. Paula says focus on the process rather than the outcome .

What I came up with is twice per month, once after my pay and once after my interest comes in, I make all the numbers in my savings accounts line up in a row. (Savings Account 1: $6222, Savings Account 2: $7222 etc). This has the effect of adding an extra $22.19 here, and an extra $7.54 there, which makes the total go up higher than it would by just adding $300 per month.

And my inner child loves seeing all the numbers add up in a row.

Relationships are more important than stuff.  In this blog, Paula talks about how one of the best ways to heal trauma is to connect with other mammals and focus on building relationships.

That is one of the lessons of my life already. Friends, relationships, family, and caring about people has enriched my life inexpressibly. Having friends involves some simple repeated actions and being kind.

Something I do, is that my teacher buddies and I have coffee together during the school holidays. I initiate one text every school holidays, and if we’re free enough, we catch up.

And my social-self loves having stable, loving friendships.

Look at what other people are doing well, and do that. Paula speaks to people who are interesting and who also think. She’s a thinking person who talks to people who think.  I love this so much.

My little brain just goes “Yaaaaaay” any time she has someone new on her podcast. I’ve bought so many books after listening to the people on her blog. Currently reading: Andrew Hallam, Millionaire Teacher because of listening to her show.

Something else she does really well is having a variety of reader cases (you can ask your questions) with regular guests, and completely new guests and ideas.

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By reading this blog, you agree that you read it under your own risk, and Gill’s Practical Bookkeeping is in no way responsible for any harm or prejudice to yourself, your business, or any fictional examples above.

I am not a financial advisor. I do not have an AFSL. I am a chick who likes to read, think, write, and has access to google. You should treat this blog with the same seriousness that you would treat anyone whose main qualification is access to google. This blog is for entertainment purposes only. It’s a little like watching The Good Place for nerds or artists.

Anything you take from this blog is your responsibility. Nothing in this blog, even if you are mentioned by name, address, and telephone number, pertains to your personal situation. Anything you agree with, or disagree with, you are welcome to comment on, but your opinions belong to you. You are responsible for your comments. If they are offensive, I will remove them.

https://www.patreon.com/gillspracticalbookkeeping

Beauty
F.I.R.E., Life Hacks, Review, Uncategorised

Review: Derek Dammers Youtube Channel from a Marketing Perspective

On Derek Dammers’ youtube channel, he’s fishing both for living humans and living fish. He’s a salary man, who fishes in his spare time, and is slowly turning his favourite hobby into a business. He has fished for forty years around the harbour, rivers, and lakes of Sydney. He’s an extremely technical person, and a bit of perfectionist. He’s also patient and quite gentle, which makes him a good teacher.

Here are some of the great things he’s done:

  • Visual acuity and slow motion. This channel is perfect for visual learners. Anyone who wants to watch again and again and again to perfect their casting technique can.
  • Beautiful settings and surrounds. Each of these videos is shot in areas of great beauty both formed by humans and natural.
  • Short Videos. The longest video is 40 seconds long. This succinctness means that there is no superfluous information and you never waste your time watching.
  • Thoughtfulness of shooting and subject. If you’re looking to improve your physical know-how, this is a great way to do it. He’s really thought about how to teach, and what to teach, and he’s done a good job.

Here are some of the things he could improve:

  • Not everyone is a visual learner. Some people need to hear a story, or might need words to understand what you’re doing.
  • Credentials. Derek is a teacher, trying to set up a business as a teacher, but he’s establishing his credentials as an expert, rather than a teacher.
  • Accesibility. If you’re trying to teach beginners, or less experienced fishermen, they’re not necessarily going to understand what you’re doing right, and what they’re doing wrong

Suggestions:

  • Add a couple of 2-minute videos explaining what’s happening in the short videos
  • Put up student testimonials, and videos of lesson before and afters
  • Do a beginners series for those going fishing for the first time
  • Embed a button in each video with a Call To Action leading to what you’re selling

Overall, a great channel for anyone who wants to learn fly fishing or anyone who wants to see some great photos and videos of Sydney Harbour.

Check it out: https://www.youtube.com/channel/UCEc6ld_-5SihhuXYn0o57wQ

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By reading this blog, you agree that you read it under your own risk, and Gill’s Practical Bookkeeping is in no way responsible for any harm or prejudice to yourself, your business, or any fictional examples above.

I am not a financial advisor. I do not have an AFSL. I am a chick who likes to read, think, write, and has access to google. You should treat this blog with the same seriousness that you would treat anyone whose main qualification is access to google. This blog is for entertainment purposes only. It’s a little like watching The Good Place for nerds or artists.

Anything you take from this blog is your responsibility. Nothing in this blog, even if you are mentioned by name, address, and telephone number, pertains to your personal situation. Anything you agree with, or disagree with, you are welcome to comment on, but your opinions belong to you. You are responsible for your comments. If they are offensive, I will remove them.

https://www.patreon.com/gillspracticalbookkeeping

Life Hacks, Novels and Creative Writing, politics, Trigger Warning!, Uncategorised, Unfinished Symphony

Unfinished Symphony, A Novel. Chapter Three: Flavours of God

God has a flavour, and everyone’s is different. The God I grew up with was a bitter and cruel taskmaster, who played favourites (of course he loved the Israelites best) and killed people on a whim (Sodom and Gomorah, anyone?). The God I live with now is an altogether different affair. 

My flavour of God likes women. It likes men too. It thinks that the true expression of our natures is the most important thing. The God I live with now thinks that it’s OK to want things, to set goals, and to socialise and share life with all sorts of other people.

And every-now-and-again I get the flavour of God so strongly in my body it’s like magic flowing through me; transformational moments; ecstasy.

My favourite religious word comes from East of Eden by John Steinbeck and it’s Timshel.

I’ll tell you Steinbeck’s story.

Some guys are sitting around drinking whiskey and reading Bible. Fair enough.

They read Cain and Abel:

Cain and Abel are brothers. Cain farms vegetables, and Abel farms sheep. Both brothers give God a share of their produce. God likes Abel’s gift and blesses his produce. But God spurns Cain’s gift.

Cain gets jealous of Abel, and they fight, and Cain kills Abel.

God is Mad.

He banishes Cain from the land and sends him out to live amongst strangers. Then he puts a mark on Cain’s face to show that Cain’s done the wrong thing. Finally he says “sin lieth at thy door, and thou shalt rule over him”.

One of the guys drinking whiskey, thinks this is a strange thing to say. He thinks this is a story that sticks very close to human nature, and those words “thou shalt rule over sin” are lies. Because humans have never ruled over sin, or not enough.

So this guy, Lee, gets out another bible and reads the same story.

This time God says “sin lieth at thy door, and do thou rule over him”.

Well, Lee thinks this is a bit strange as well. Because why would God make human nature what it is, and then command us to change it? Those words, “do thou” are orders, instructions, not to be what we are.

So, being a learned man, he goes back to the original Aramaic.

The original Aramaic word (according to Steinbeck) is Timshel. Lee’s translation of this is “thou mayest”.

I like this.

I like it because God is saying it’s your job. It’s my job to work on myself. It’s my job to get better. It’s my job to do better. And, if I do that, and I’m lucky, I May just create a good life. If I put in effort, and I grow, and I live wholly and fully, I May just have a chance to experience goodness.

And this is truth.

A typical day with the God of my childhood: My Dad’s wearing his green jumper and nothing else. The green is almost exactly the colour that Mazdas were in 2009. The wool that it’s made of is softer than most acrylic. My Mum made it for him in the 1970’s. It’s beautiful; fair-isle.

I’ve got my small feet on his feet, and my hands are in his hands, and we’re walking across the lounge room. He’s singing a song that’s my name over-and-over again. I can see his balls level with my face. I like putting my mouth on them. They taste kind-of salty and kind-of strange. He’s not very good at washing them. They’re hairy and I like pulling the hair a little with my mouth.

Remembering is like the jolt of a sudden fall. Like walking over an uneven area and tripping and landing on my hands and knees. The dizzying terrifying chaos of the earth that seems so firm and stable abruptly disappearing. The reliable steps I’ve taken a million times before, my body that knows how to be upright, suddenly akimbo, askew.

What should we do with Gods such as this?

Isaiah Chapter 2 is God saying to the Israelites: if you’re nice to me and worship me, and treat me well, I’ll be nice to you. But if you’re mean to me, I’ll kill you. This is the bible’s brand of domestic violence.

What do we owe the people who love us? What do we owe the people who hurt us?

To whom do I owe my silence?

There’s a tiny ball of hurt in my heart. It aches. My jaw is tight. My teeth hurt. There’s a bitterness there. I’m ashamed of being cast in the role of slut, and I’m ashamed of embodying that role in my life. I’m ashamed of the parts of me that embody that role now. Also of the parts of me that torment my own body now, belittling, cutting, burning; killing me. 

And then there’s that life-force, yearning– yearning to create. As much as I want to die, I want to give, to appreciate, to nurture. To be acceptable as I am, where I am, whoever I am. To be accepted as human, and to be given the courtesy and respect that humans are given by virtue of their humanity alone.  

Chapter One

Chapter Two

Chapter Four

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By reading this blog, you agree that you read it under your own risk, and Gill’s Practical Bookkeeping is in no way responsible for any harm or prejudice to yourself, your business, or any fictional examples above.

I am not a financial advisor. I do not have an AFSL. I am a chick who likes to read, think, write, and has access to google. You should treat this blog with the same seriousness that you would treat anyone whose main qualification is access to google. This blog is for entertainment purposes only. It’s a little like watching The Good Place for nerds or artists.

Anything you take from this blog is your responsibility. Nothing in this blog, even if you are mentioned by name, address, and telephone number, pertains to your personal situation. Anything you agree with, or disagree with, you are welcome to comment on, but your opinions belong to you. You are responsible for your comments. If they are offensive, I will remove them.

https://www.patreon.com/gillspracticalbookkeeping

F.I.R.E., Life Hacks, Novels and Creative Writing, politics

Labour Day: Three poems about corporate life

Poem 1:

Late in the evening, I lean against the window of the train, 

Warmed by the glancing bands of sunset.

The train is cold, full of suited prospectors on their phones

Panning for a better tomorrow.


The clean thought lines of my day stretch behind me.

This evening? Hungry managers have eaten my time,

I know I’ll be working.


I can taste the freedom that the gold I am earning will give me.

I can hear the music of my portfolio growing. 

I can sense the shining nuggets hidden in the shallow stream, 

The pyrite turning up in my pan just spurs me on.

Just one more step. Just one more push. Just one more day.

Tomorrow.

Poem 2:

I’m proud of my life. Hard work is a challenge

Accepted and met.

But my body, my creativity–the tiny joyfilled child my soul recognises,

My companions, my capacity for bliss,

Are waiting.

They live in an imaginary future.

Filled with time.

Sunday afternoon the sun slants across the surface of the desk.

Bound by duty, responsibilities call out to me.

I’m caught, trapped, in a net of obligations.

Time my most precious asset, spent devoted to financing

Someone else’s children.

Poem 3:

This night is deep and full of strange noises–

Bats crying out, the creak of a branch scraping

Against the balcony railing, soft murmers of sleep.

Spirit rises up within as my relaxed body awakens–

Joyfull, alert, alive, vibrating with life force,

Almost– not quite– time for my alarm.


Later, dressed and ready, coffeed, combed, and smoothed,

I trundle my body towards the 9am meeting,

Glad when my bosses look at me and say

That’s right, Gill. 40 hours per week.

A fair days work for a fair days pay.

Happy Labour Day Everyone

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By reading this blog, you agree that you read it under your own risk, and Gill’s Practical Bookkeeping is in no way responsible for any harm or prejudice to yourself, your business, or any fictional examples above.

I am not a financial advisor. I do not have an AFSL. I am a chick who likes to read, think, write, and has access to google. You should treat this blog with the same seriousness that you would treat anyone whose main qualification is access to google. This blog is for entertainment purposes only. It’s a little like watching The Good Place for nerds or artists.

Anything you take from this blog is your responsibility. Nothing in this blog, even if you are mentioned by name, address, and telephone number, pertains to your personal situation. Anything you agree with, or disagree with, you are welcome to comment on, but your opinions belong to you. You are responsible for your comments. If they are offensive, I will remove them.

https://www.patreon.com/gillspracticalbookkeeping

By reading this blog, you agree that you read it under your own risk, and Gill’s Practical Bookkeeping is in no way responsible for any harm or prejudice to yourself, your business, or any fictional examples above.

I am not a financial advisor. I do not have an AFSL. I am a chick who likes to read, think, write, and has access to google. You should treat this blog with the same seriousness that you would treat anyone whose main qualification is access to google. This blog is for entertainment purposes only. It’s a little like watching The Good Place for nerds or artists.

Anything you take from this blog is your responsibility. Nothing in this blog, even if you are mentioned by name, address, and telephone number, pertains to your personal situation. Anything you agree with, or disagree with, you are welcome to comment on, but your opinions belong to you. You are responsible for your comments. If they are offensive, I will remove them.

https://www.patreon.com/gillspracticalbookkeeping

F.I.R.E., Life Hacks, politics, Uncategorised

Free speech in Australia.

I was having a conversation with the adonis who I train with recently. He was talking about how we have freedom of the press and freedom of speech in Australia, and how that was great.

I was interested in this because I disagree that we currently have those freedoms.

Change is possible

Yes, I’m aware of the irony of sitting in a comfortable Sydney home, on the internet, writing that we don’t have freedom of speech or freedom of the press in Australia.

This week Australia’s High Court made a decision that means that any company in Australia that has an internet presence, is liable for the comments on their social media accounts or website.  

One of the consequences of this is that ordinary people who do try to speak out about things going wrong may well be moderated out of the discourse.

Australia updated secrecy laws in 2018, making it illegal to talk about certain things, either in Australia or overseas (if you’re interested, read part 5.6 of the federal Criminal Code (1995)).

This year Australia appointed a High Court judge Justice Simon Steward who stated that freedom of speech and freedom of political communication are not “settled law”.

This is part of a long term trend in Australia to pass laws that punish or criminalize people for having opinions, exposing government wrongdoing, and speaking out in the public interest.

So? What can you do?

Here’s the problems, what are the solutions?

  • Write to your local member, asking for more political freedoms and asking them to uphold your right to political communication and freedom of speech
  • Write a blog post about your thoughts
  • Write something on social media about freedom of speech in Australia, tag your local member, the Attorney General’s Department and the federal parliament
  • Write to the editor of your favourite newspaper
  • Read and share blog posts like this one
  • Participate in public discourse– bring it up at dinner, bring it up at a public forum, talk about what’s going on
  • Start or sign a petition asking for change asking for the right to protest.
  • Start a T-shirt Campaign
  • Make Art about it
  • Write a story about it
  • Express yourself through poetry
  • Make some rocking music
  • Put your thoughts into photos
  • Meditate on healing the world
  • Send good wishes into the lives of other people
  • Connect with people in your community so that we can lift the cohort
  • Get a qualification or do a short course to keep yourself fresh and keep your brain working
  • Meditate on having love in your heart
  • Learn a language
  • Become F.I.R.E so you’re not a slave to a job any more.

It might not think that these will change things politically, but every time you lift yourself out of fatalistic, nihilistic depression, you remind yourself of the truth:

You have power. You have creativity. You can do something. Change is possible.

Remember: Always be kind.

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This blog is fiction. By reading this blog, you agree that you read it under your own risk, and Gill’s Practical Bookkeeping is in no way responsible for any harm or prejudice to yourself, your business, or any fictional examples above.

I am not a financial advisor. I do not have an AFSL. I am a chick who likes to read, think, write, and has access to google. You should treat this blog with the same seriousness that you would treat anyone whose main qualification is access to google. This blog is for entertainment purposes only. It’s a little like watching The Good Place for nerds or artists.

Anything you take from this blog is your responsibility. Nothing in this blog, even if you are mentioned by name, address, and telephone number, pertains to your personal situation. Anything you agree with, or disagree with, you are welcome to comment on, but your opinions belong to you. You are responsible for your comments. If they are offensive, I will remove them.

https://www.patreon.com/gillspracticalbookkeeping