Are you a lover of patterns and numbers?
Golden Mean grins
Times-tables totally terrific
Here is one simple action I do to trick myself into locking more money into savings:
Make the numbers in your savings accounts line up in a row.
Here’s what I mean, I use a notice saver account which means that I can’t access my savings for a minimum of 30 days no matter how many shiny things I want to buy.
This very neatly prevents me from buying shiny things.
About 2-3 days after arranging a transfer, I nearly always think twice about buying the shiny, shiny, stuff and cancel it. Ka-ching!
I try to add money to this account every single week, even if it’s only $1.
The way I trick myself into saving more, is by adding (say) $5 to each account, and then remembering how much I Love it when the numbers go in a row.
Isn’t it fun-ner to see a savings account at $8, 722.22 rather than $8, 714.37?
I think it’s waaaaaay better when the numbers all go in a row. It makes me happy.
And then, because you’re putting money in but not taking money out, the numbers go Up as well.
So not only do you have a cool number pattern, you’re also putting money into savings and increasing your wealth base.
All you do, is grab a calculator, and put enough money into the account so that the last four digits go in a row (eg $8, 714.37 would increase by $7.85 to make $8, 722.22).
Generally this will cost you no more than $11.12 per account, and when they’re all orderly and delicious, you’re going to feel really good.
Good luck and happy savings 🙂
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2 thoughts on “Savings Trick for Pattern-ish Peoples”
Very helpful and informative. Savings is always good both regular and rainy days with inflation and all. Thank you.
Yes, agreed. The practice of living on less than you earn, and putting that away to benefit you in the future is the great thing. Thank you for contributing.